Privacy Policy

1. Introduction

SANJAY YASHPAL KAPOOR & ASSOCIATES (hereinafter "the Firm", "we", "us", or "our") is committed to protecting the privacy and confidentiality of all personal information shared with us. This Privacy Policy explains how we collect, use, protect, and disclose information gathered through our website www.casanjay.com (hereinafter "the Website").

By using this Website, you agree to the terms outlined in this Privacy Policy. If you do not agree with any part of this policy, please do not use the Website.

2. Information We Collect

We may collect the following types of information:

2.1 Information You Provide Voluntarily

• Contact Form: Name, phone number, email address, and message content when you use the contact form on our Website.
• WhatsApp Communication: When you contact us via the WhatsApp button, your phone number and messages are shared directly with WhatsApp and our team.
• Email Communication: When you use the "Send via Email" option, your email client handles the transmission.

2.2 Information Collected Automatically

• Browser Information: Type of browser, device type, operating system, and screen resolution.
• Usage Data: Pages visited, time spent on pages, and navigation patterns.
• IP Address: Your Internet Protocol address for security and analytics purposes.
• Cookies: Small data files stored on your device to improve your browsing experience.

2.3 Information We Do NOT Collect

• We do not collect any financial data (bank account numbers, PAN, Aadhaar, tax details) through this Website.
• We do not store any data entered in the calculators (Tax Calculator, GST Calculator, EMI Calculator, FD vs SIP tool). All calculations are performed locally in your browser and are not transmitted to any server.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To respond to your enquiries and provide the services you request.
• To communicate with you about our professional services.
• To improve our Website content, functionality, and user experience.
• To comply with legal and regulatory requirements.
• To protect our rights and prevent misuse of the Website.

4. Data Protection & Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for secure data transmission.
• Limited access to personal data on a need-to-know basis.
• Regular review of our data collection, storage, and processing practices.

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

5. Professional Confidentiality

As Chartered Accountants and members of the Institute of Chartered Accountants of India (ICAI), we are bound by the Code of Ethics and professional standards that mandate strict confidentiality of all client information. This obligation extends beyond the requirements of this Privacy Policy and applies to all professional engagements.

All client data shared during professional engagements is treated with the highest level of confidentiality as required by:

• The Chartered Accountants Act, 1949
• ICAI Code of Ethics
• Information Technology Act, 2000
• Digital Personal Data Protection Act, 2023 (DPDP Act)

6. Cookies Policy

This Website may use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small text files stored on your device.

Types of cookies we may use:

• Essential Cookies: Required for the Website to function properly (e.g., navigation, form submissions).
• Analytics Cookies: Help us understand how visitors interact with the Website to improve performance.
• Preference Cookies: Remember your settings and preferences for a better experience.

You can control cookies through your browser settings. Disabling cookies may affect the functionality of certain features of the Website.

7. Third-Party Services & Links

Our Website may contain links to third-party websites and services, including:

• Government portals (Income Tax India, GST Portal, RBI, MCA, SEBI, EPFO)
• Professional bodies (ICAI)
• Social media platforms (LinkedIn, Facebook, WhatsApp)
• Google Maps (for office location)
• Google Fonts (for typography)
• Financial data APIs (for market indices display)

These third-party services have their own privacy policies. We are not responsible for the privacy practices of external websites. We encourage you to review their privacy policies before providing any personal information.

8. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable laws and professional standards. Contact form enquiries are retained for a reasonable period to ensure proper follow-up and service delivery.

9. Your Rights

Under applicable Indian laws, including the Digital Personal Data Protection Act, 2023, you have the following rights:

• Right to Access: You may request information about the personal data we hold about you.
• Right to Correction: You may request correction of any inaccurate or incomplete personal data.
• Right to Erasure: You may request deletion of your personal data, subject to legal and professional obligations.
• Right to Withdraw Consent: You may withdraw consent for data processing at any time by contacting us.
• Right to Grievance Redressal: You may raise a complaint regarding data processing with our designated contact person.

10. Children's Privacy

This Website is not directed at individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information promptly.

11. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

12. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023. Any disputes shall be subject to the exclusive jurisdiction of the courts in Panchkula, Haryana, India.

Last updated: February 28, 2026